Science Fiction Dictionary
A  B  C  D  E  F  G  H  I  J  K  L  M  N  O  P  Q  R  S  T  U  V  W  X  Y  Z

 

Ultimate Credit Card Of The Future

What would the ultimate credit card look like? What features would it have? Designer Jacob Palmborg takes his best shot with this iPod-like device that is connected to all of your accounts.


(Jacob Palmborg Credit Card of the Future)

His concept (this is only a design; it's not even a prototype) uses what appears to be an iPod-like interface to choose between different accounts. It has a display that constantly updates you on your financial health.

The wireless device uses biometric security to make sure that you are the only person who can use it. It also provides you with a forecast of your financial future, based on the purchases you are about to make (see additional photos).

I don't know of an earlier description of the credit card than that provided by Edward Bellamy in his 1888 story Looking Backward:

A credit corresponding to his share of the annual product of the nation is given to every citizen on the public books at the beginning of each year, and a credit card issued him with which he procures at the public storehouses, found in every community, whatever he desires whenever he desires it. This arrangement, you will see, totally obviates the necessity for business transactions of any sort between individuals and consumers. Perhaps you would like to see what our credit cards are like...
(Read more about Bellamy's credit card)

This idea is modernized somewhat in the credit card used in Neal Stephenson's 1995 novel The Diamond Age:

If they accepted you, they'd shoot the credit card right into you, then and there, on the spot. These guys implanted it in the iliac crest of the pelvis, some opted for the mastoid bone in the skull... Then you could go around and buy stuff just by asking for it... (Read more about the implanted credit card

As it happens, this kind of implanted card is already being tried; there is a Baja Beach Club Implanting VeriChip In Customers. The VeriChip is a RFID tag small enough to implant just under your skin; it accesses the Veripay payment system.

The ultimate expression of credit cards might be the universal card used in the future worlds of Dan Simmons' 1985 novel Hyperion.

If our society ever opted for Orwell's Big Brother approach, the instrument of choice for oppression would have to be the credit wake. In a totally noncash economy with only a vestigial barter black market, a person's activities could be tracked in real time by monitoring the credit wake of his or her universal card...
(Read more about Simmons' Universal Card)

Interestingly, if you try to consult any of the credit card industry oracles, the only really new thing they see on the horizon is the contactless smart card that uses RFID chips and merchant RFID readers to let you just wave as you walk by with your purchases.

Read a bit more at Yanko Designs.

Scroll down for more stories in the same category. (Story submitted 7/3/2007)

Follow this kind of news @Technovelgy.

| Email | RSS | Blog It | Stumble | del.icio.us | Digg | Reddit |

Would you like to contribute a story tip? It's easy:
Get the URL of the story, and the related sf author, and add it here.

Comment/Join discussion ( 1 )

Index of related articles:

Biometric security overview
Biometrics Glossary
Characteristics of successful biometric identification methods
Biometric identification systems
Biometric technology on the leading edge
Biometric identification - advantages
Biometric security and business ethics
Biometric authentication: what method works best?
Iris Recognition
Iris Scan

Related News Stories - (" Lifestyle ")

Amazon Blimp Parent Drone Concept
'So the parent drone carries a spotter that it launches...' - Daniel Suarez, 2012.

Tortoise Mobile Smart Stores
'... all round the city dozens of cars have rented out their trunks, which contain cigars and scotch and stuff.' - Karl Schroeder, 2019.

Sony Pocket Air Conditioner Is Phil Dick's Idea!
'... he went to the hall closet to get his pith helmet and his mandatory cooling-unit.' - Philip K. Dick, 1965.

ROAM Robotics Skiing Exoskeleton
'The real genius in the design is that you don't have to control the suit; you just wear it...' - Robert Heinlein, 1959.

 

Google
  Web TechNovelgy.com   

Technovelgy (that's tech-novel-gee!) is devoted to the creative science inventions and ideas of sf authors. Look for the Invention Category that interests you, the Glossary, the Invention Timeline, or see what's New.

 

 

 

 

Science Fiction Timeline
1600-1899
1900-1939
1940's   1950's
1960's   1970's
1980's   1990's
2000's   2010's

Current News

SpaceX Wants A Moonbase Alpha
'And he had been sent with troops, supplies and bombs to command Russia's most trusted post, the Moonbase.'

Vast Apartment Living Will Get Even More Vast
'What is your population', I asked. 'About eighty millions.'

NASA Wants Self-Driving Or Remote-Controlled Vehicles For Lunar Astronauts
'THE autobus turned silently down the wide street of Hydropole. Robot-guided, insulated from noise and cold...'

Elon Musk Says Robotaxis Will Be Ready This August, 2024
'The car had no steering wheel, and no one drove!'

Moonwalkers AI-Controlled Electric Shoes
Now that's power walking that Hugo Gernsback would have approved.

Steve Jobs: 'Capture The Next Aristotle - With AI'
'It was disturbing to think of the Flatline as a construct...'

No Tips! Robotic Food Delivery In Phoenix
'...he rewired the delivery robot so that it would serve him midnight snacks.'

Electric Catamaran 'Explorer Eco 40m' Has 'Solar Skin'
'On went the electric-yacht faster and still faster.'

Orbital Mechanics, The Liftoff, The Turnover, The Retrograde Burn
'...the huge vessel had spun, with a sickening lurch, through a complete half-circle, the instant the power was reversed.'

Harvest Power From Tears And Blinking With Smart Contact Lens
'...he realized that it was not quite a clear lens. Speckles of colored brightness swirled and gathered in it.'

Europa Clipper Plate Carries A Special Message
'...a universal cryptogram yet it is one which can be interpreted by any intelligent creature on any planet in the Solar System!'

Micro-Robots Are Smallest, Fully Functional
'With a whir, the Scarab shot from the concealing shadows of the corner where it had hidden itself.'

AI Enhances Images Your Brain Sees
'I could have sworn the psychomat showed pictures almost as sharp and detailed as reality itself'

Illustrating Classic Heinlein With AI
'Stasis, cold sleep, hibernation, hypothermia, reduced metabolism, call it what you will - the logistics-medicine research teams had found a way to stack people like cordwood and use them when needed.'

Deflector Plasma Screen For Drones ala Star Wars
'If the enemy persists in attacking or even intensifies their power, the density of the plasma in space will suddenly increase, causing it to reflect most of the incoming energy like a mirror.'

DIY Robotic Hand Made After Loss Of Fingers
'I made them... with the fine work of the watchmaker...'

More SF in the News Stories

More Beyond Technovelgy science news stories

Home | Glossary | Invention Timeline | Category | New | Contact Us | FAQ | Advertise |
Technovelgy.com - where science meets fiction™

Copyright© Technovelgy LLC; all rights reserved.