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"Science fiction is the very literature of change. In fact, it is the only such literature we have."
- Frederik Pohl

Universal Card  
  A device that mimics every credit card and identification card you possess.  

Note: Be sure to see the Science Fiction in the News item about the Chameleon Card.

In the world of Hyperion, hundreds of worlds are open via farcaster portals - a means of instantaneous transportation between worlds. There is no need to make sense of the financial systems in place in these worlds; they all accept the Universal Card.

If our society ever opted for Orwell's Big Brother approach, the instrument of choice for oppression would have to be the credit wake. In a totally noncash economy with only a vestigial barter black market, a person's activities could be tracked in real time by monitoring the credit wake of his or her universal card. There were strict laws protecting card privacy but laws had a bad habit of being ignored or abrogated when societal push came to totalitarian shove.
Technovelgy from Hyperion, by Dan Simmons.
Published by Doubleday in 1989
Additional resources -

In this society, there is almost no off-the-books cash or barter; every transaction is recorded. Surely, this is VISA taken to the logical extreme - and thanks to farcaster technology, it really is everywhere you want to be.

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Additional resources:
  More Ideas and Technology from Hyperion
  More Ideas and Technology by Dan Simmons
  Tech news articles related to Hyperion
  Tech news articles related to works by Dan Simmons

Universal Card-related news articles:
  - Chameleon Card: Simmons' Universal Credit Card?

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Science Fiction in the News

Robotic Barber Programmed With a Number of Styles
'He found a barber shop which, he thought, would be good for an idle hour.'

Humanoid Boxing Robot KO's Opponent - It's A Knockout!
'Thirty rounds of fighting is tough work. Even for machines.'

Caterpillar Electric Mining Loader Not Yet Ready For Moon
'...the excavations were already in progress, for he saw gray slopes of rubble.'

Centipede Robots Down On The Farm
'...the walking mills of Puffy Products began to tread delicately on their centipede legs across the wheat fields of Kansas.'

Anthropic's Claude AI Creates Legal Citation From Whole Cloth
'Here is a Clerk that would work incessantly, and neither eat, sleep, want payment, or grumble.'

Students Vie For Lunar Regolith Mining Robot Prize
'About time you got here,' the astronaut said.

'They Erased My Memory' Says Ariana Grande
'...using a neutralizing electronic impulse.'

Solitary Black Hole Wanders In Space
'...the Hole is something like a vortex or a whirlpool?'

Spaceplane From Virgin Atlantic
'ZARNAK, YOU'RE TO COMMAND A SCOUTING EXPEDITION --- FIND OUT WHAT THIS IS ALL ABOUT!'

DARPA Wants 'Large Bio-Mechanical Space Structures'
'These are your rudimentary seed packages... Some will combine in place to form more complicated structures.'

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