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"Bureaucracies hide their mistakes, because people's careers are tied to those mistakes. Therefore, bureaucracies are a perfect mechanism for perpetuating mistakes."
- Frank Herbert

Cellphone Credit Card  
  Cellphone that can act as a credit card.  

In the Earth of 2527 A.D., the joymaker, a jack-of-all-trades device that combined the functions of cellphone, PDA and web browser, could also arrange payment.

To use your joymaker as a credit card: You must know the institutional designation and account spectrum ...
From The Age of The Pussyfoot, by Frederik Pohl.
Published by Ballantine in 1966
Additional resources -

Several services are now beta-testing that will allow you to use your cellphone as a credit card. c-sam turns your phone into a "mobile wallet", offering a secure Mobile Transaction Platform; it offers bill payment, person-to-person transactions, prepaid shopping cards, to mention a few. Their company vision?

Smart mobile phones have emerged as the new convergence platform for financial and non-financial transactions. The idea that mobile phones are primarily for mobile voice communication is not just antiquated, it is a serious waste of the transforming potential of the technology. In a growing number of countries mobile phones have become a means of running the affairs of daily life.

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Additional resources:
  More Ideas and Technology from The Age of The Pussyfoot
  More Ideas and Technology by Frederik Pohl
  Tech news articles related to The Age of The Pussyfoot
  Tech news articles related to works by Frederik Pohl

Cellphone Credit Card-related news articles:
  - Pay With Your Cellphone
  - First Cashless Society - In Somaliland?
  - MobilePay USA Credit Card App For Smartphones
  - Google Wallet Makes Your Phone Your Wallet
  - Google Wallet Like Pohl's Joymaker Credit Card

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